Your listing service / Questions answered
MLS exposure, service and fees.
Will my home be in the local MLS and on Zillow, Realtor.com and Redfin?
Yes. We enter your authorized listing in the local MLS used by area agents and distribute it to Zillow, Realtor.com, Redfin and other participating property-search sites. Display timing and available fields depend on each site’s feed, rules and your distribution settings.
If I use a flat-fee MLS plan, will my phone number appear in the MLS, Zillow and Realtor.com?
In the MLS: your direct number can be included in the agent-only remarks or designated showing-contact fields, subject to the local MLS’s rules and your authorization. These confidential fields are available to authorized MLS users, not displayed as public listing remarks or sent to public portals.
Agents sometimes overlook those instructions. Most listings are full service, so an agent may naturally call the listing brokerage for showing information. When that happens, TruPropIO directs the agent to you and your showing instructions. We handle listing inquiries seven days a week and route them to the right person.
On Zillow, Realtor.com, Homes.com and other MLS-fed sites: do not expect your private MLS contact information to appear. Those sites control their public display and inquiry routing. A “Contact Agent” or tour-request button may connect a buyer with a participating buyer’s agent rather than TruPropIO or you. The route depends on the site, listing and button selected; public FSBO listings can follow different rules.
Portals may earn advertising or referral revenue from agent connections. There is no universal 35% referral fee: program terms and amounts vary. Zillow’s own guidance explains its agent connections and variable success-fee pricing.
ShowingBee provides a more direct path. With your authorized contact information displayed, buyers, renters and agents can see your name and phone number and request showings through ShowingBee, using your scheduling settings.
Portal references: Zillow agent connections · Zillow Preferred pricing. Display and routing rules vary by service.
What are all the upfront, monthly and closing fees?
Only the fees disclosed on this website and in your selected service order and listing agreement—no surprise TruPropIO administrative or compliance charges. Test the Waters is $49 for the first 18 days. If you cancel before day 18, or are not under contract by day 18 and do not continue with Hybrid coaching or Pro, a $199 cancellation fee applies in addition to the $49 entry fee. No automatic enrollment in another plan. Coaching requires your opt-in at $99/month, including a free CMA, from the first day of coaching enrollment and auto-renews monthly until canceled. The coaching listing agreement runs for 12 months; cancellation is available at any time subject to its cancellation terms. The closing fee is $1,295 if you sell during Test the Waters, including your personal transaction coordinator. With continued coaching, it is $499 self-managed or $1,295 with your coordinator. There is no other success fee. Coordination covers for paperwork and addenda, title and escrow coordination, contract deadlines and closing coordination. Pro is 1.5% at closing, with a $4,500 minimum, and replaces the applicable flat-fee success fee. There is no setup fee. Coaching charges its first two months ($198) up front, with nothing more due if you cancel within them; multi-lister requires two paid cycles per listing ($158 for one listing), and early cancellation requires only the unpaid balance.
Multi-lister sales require at least 2 listings a year, paid up front at signup. Use them anytime within 12 months: start each listing when the property is ready, and MLS service is billed only while it is live, $64.50/month for the first active listing, a progressive 12%–30% discount for each additional listing and $499 per closed sale. Rentals have a portfolio subscription plus $149 per new MLS vacancy listing, with no rental success fee. Optional services and outside transaction costs—such as title, attorney, lender and association charges, and any buyer-agent compensation you agree to—are separate.
What experience stands behind the new TruPropIO brand?
TruPropIO builds on Keith Gordon’s GetMoreOffers legacy: service, reliability and honest, clearly stated flat-fee MLS terms. TruPropIO is a new brand, with the same commitment to a dependable customer experience. Ask us about our legacy customer reviews and service history.
Are photography, listing descriptions and a CMA included?
Pro at 1.5% includes professional photography and a Comparative Market Analysis (CMA). Flat-fee MLS and multi-lister sellers can select 50 professional photos for $249, with drone photos available for an additional $50. Photos can be uploaded directly to your TruPropIO listing control panel once received, or our team can upload them for you. Our AI engine can help draft your listing description for you to review and verify. A CMA is a $75 optional service for self-represented sellers.
Keith’s view: A CMA that presents a broad value range—for example, $550,000–$625,000—does not, by itself, identify a useful starting list price. Ask what comparable sales and adjustments support a specific recommendation. A well-prompted AI property-value analysis can be another input, but its data and conclusions need verification. Neither an AI estimate nor a CMA should be your only pricing guide.
How do I receive inquiries, showing requests and offers?
ShowingBee handles showing requests using your availability settings, including blackout dates and other access instructions. Offers can arrive through ShowingBee or the TruPropIO portal; you receive an email notification when an offer is received. Listing calls and emails are routed to you when you represent yourself, or to the Pro Team when we represent you. Keep your contact details and notification settings current.
What help is available with Florida condo or HOA documents, disclosures, open permits and contracts?
Our website provides commonly used forms and addenda. Do not assume that a buyer’s agent’s offer contains every required addendum or seller disclosure.
The seller’s property disclosure is completed by you, the seller—not by the buyer or the buyer’s agent. The form is available through TruPropIO. Complete it carefully and truthfully based on your knowledge; do not guess. Known facts materially affecting value that are not readily observable must be disclosed, even in an AS IS sale. Your written answers can become important evidence if a buyer later alleges an undisclosed latent defect. Ask your attorney when uncertain about an answer or disclosure obligation.
Condo and HOA records: Homeowners must obtain and supply applicable records from their own files or association. For condos, gather the governing documents, current budget and financial information, and applicable milestone-inspection summary, turnover inspection report and structural integrity reserve study. Buyers or lenders may also request minutes, reserve information, engineering records and special-assessment details. Verify and correct any AI-filled association information. Required documents depend on the property and transaction; Florida Statutes §718.503 and §553.899 address important condo disclosure and inspection requirements. HOA requirements are different.
Open permits and unpermitted work: Ask your closing provider whether a municipal lien and permit search is included; do not assume a standard title search covers it. Open or expired permits and unpermitted improvements can raise buyer, lender, insurance or local-code concerns and may delay closing. Identify them early and confirm what must be resolved, by whom, at whose cost and by what deadline.
The Florida Realtors/Florida Bar AS IS contract addresses permit disclosure and seller assistance with permit issues. Its standard cooperation provision does not, by itself, require the seller to spend money resolving them. Your signed contract, addenda and any lender requirements determine the practical next steps. Unpermitted work is not automatically irrelevant to financing; confirm requirements with the buyer’s lender and closing attorney.
A word of caution: read Additional Terms before agreeing. A buyer’s agent may add language such as: “Seller agrees to close out any open or expired permits before closing.” Once accepted, a specific written term can override conflicting printed provisions and create a broader seller obligation than the standard cooperation clause. The section’s page number varies by contract version.
Closing out a permit may involve an administrative review, inspections, fees or additional paperwork. Confirm the process with the local building department before promising completion by closing. Do not assume an older permit can simply be closed without further work.
“And remediate any unpermitted work” is a much broader commitment. After-the-fact approval may require as-built plans, engineering, inspections and corrective work. For an unpermitted roof, the required remedy depends on the condition, available records and building official’s requirements; replacement is not automatic, but the cost can be significant. Miami-Dade, for example, requires a new application, as-built plans and applicable trade approvals for legalization.
Keith’s experience: some buyers are willing to consider a property with disclosed, unpermitted improvements. That is a balancing act involving condition, price, financing, insurance and local requirements. A buyer’s acceptance does not legalize the work or eliminate code obligations. Have your attorney review broad remediation language and define the scope, cost limits, deadlines and options if approval cannot be obtained.
Local example: Miami-Dade permit and legalization guidance ↗.
Pro includes contract advice and negotiations. Under self-represented plans you negotiate; included Contract to Close service tracks the signed agreement and paperwork. Your own attorney can advise on legal obligations.
References: Florida Realtors disclosure guidance ↗ · AS IS contract reference ↗ · Florida condominium disclosure statute ↗
How much seller concession can a seller offer?
The maximum depends on the buyer’s loan program, occupancy, loan-to-value and eligible costs. These are limits, not an amount a seller must offer.
- FHA: up to 6% of the sale price toward eligible closing costs, prepaid expenses and discount points.
- VA: up to 4% of the property’s reasonable value for defined seller concessions. Ordinary buyer closing costs and normal discount points are outside this 4% limit; temporary buydown funds count toward it.
- Conventional, primary residence or second home: 3% when loan-to-value is above 90%; 6% when it is 75.01–90%; 9% when it is 75% or less. For a typical purchase, those correspond to less than 10% down, 10% to less than 25% down, and at least 25% down. The percentage applies to the lower of the sale price or appraised value.
- Conventional investment property: generally 2%.
Credits cannot exceed eligible costs or replace the buyer’s required down payment. Have the buyer’s lender confirm the permitted credit before you agree to terms.
Program sources: HUD FHA Handbook · VA closing costs and concessions · Fannie Mae contribution limits.
How are requests for buyer-agent compensation handled?
You decide whether to offer buyer-agent compensation and how much. It is negotiable; no standard rate applies. When representing yourself, communicate your position directly to the buyer or their agent and review any written compensation request or agreement before signing. Do not rely on a verbal conversation as the final agreement. Under Pro, Keith Gordon’s team handles the discussion and negotiations with your authorization.
Buyer-agent compensation is separate from our 1.5% Pro fee and is not offered through the MLS compensation field. Consider the complete offer, your net proceeds and any existing obligations. There is no required 2.5% rate.
Reference: NAR settlement and compensation FAQs ↗
What is the listing term, and do changes or cancellation cost extra?
Test the Waters starts with 18 days of MLS marketing for $49. If you opt in, the $99/month coaching subscription is billed on the first day of coaching enrollment and automatically renews monthly until canceled. Its listing agreement has a 12-month term with a stated end date; sellers may cancel at any time provided the cancellation terms are met. The $49 test ends after 18 days without automatic enrollment. If you cancel before day 18, or are not under contract by day 18 and do not continue with Hybrid coaching or Pro, a $199 cancellation fee applies in addition to the $49 entry fee. No automatic enrollment in another plan. MLS marketing ends if you do not continue. Coaching’s first two months ($198) are charged up front. If you cancel within them, nothing more is due and nothing is refunded. After two paid cycles, cancel before the next renewal to stop future charges.
There is no separate charge for price, photo or description changes. Submit changes through your homeowner control panel; they are usually completed the same day and no later than the following business day, with email confirmation.
What would I pay? Three closing-day examples.
| Sale closes | Marketing fees | Success fee | Total to TruPropIO |
|---|
| Day 10 | $49 | $1,295 | $1,344 |
|---|
| Day 25 | $49 + 2 × $99 minimum | $1,295 | $1,542 |
|---|
| Day 60 | $49 + $99 + $99 | $1,295 | $1,542 |
|---|
The $1,295 closing fee under continued coaching includes your personal transaction coordinator; without coordination it is $499. These examples assume the seller first buys Test the Waters, then opts into coaching on day 19. The day-25 example includes the first two months ($198), charged up front on the enrollment date, renews monthly until canceled, and remains active until closing in these examples. “Sale closes” means the completed closing, not the day you accept an offer. The two-cycle minimum applies to the monthly plans; any unpaid balance is separate from the success fee shown. Optional services, buyer-agent compensation and outside closing costs are excluded.
Pro: $0 to start, 1.5% at closing ($4,500 minimum). Six-month listing term. Cancel any time with 30 days’ written notice and a $300 cancellation fee, which covers photography and marketing setup. You can’t cancel while under contract. To give notice, select “Give notice to cancel” in your homeowner control panel and electronically sign the cancellation request. Once the 30-day notice period ends and the $300 cancellation fee is paid, TruPropIO cancels the MLS listing, allowing another agent to relist the property if that is your intention. The separate written brokerage agreement controls the effective cancellation date and any surviving obligations; confirm cancellation before a replacement listing begins.
Can I use my own real estate attorney and closing provider?
Yes, you may retain your own attorney. Who selects the closing provider, who issues the title policy and who pays title costs should be negotiated and recorded in the purchase contract. County customs vary; they are not a substitute for the parties’ agreement.
The escrow holder named near the beginning of a Florida Realtors/Florida Bar AS IS contract holds the deposit; that designation alone does not necessarily select the closing agent or title-policy issuer. Review the contract’s title and closing selections and identify the agreed provider clearly in the appropriate terms.
A title agency or attorney issuing title insurance must satisfy the applicable underwriting and regulatory requirements. An attorney can also provide legal advice; a non-attorney title agent cannot act as your lawyer.
Reference: Florida DFS title-insurance overview ↗
Who pays for title insurance, and what does it cost in Florida?
Either buyer or seller can pay for the owner’s title insurance policy. Your signed contract controls. The Florida Realtors/Florida Bar AS IS contract lets the parties select how title expenses are allocated; page numbers vary by version. TruPropIO follows the agreed contract, not an assumed county custom.
By local custom, buyers commonly pay in Miami-Dade, Broward, Sarasota and Collier, while sellers commonly pay in many other counties. Customs can vary within a county—including parts of the Keys—and local practices in Manatee and Nassau should be confirmed with your closing provider. These are starting points for negotiation, not legal requirements. The lender’s policy is separate and is typically a buyer financing expense.
Florida’s standard owner’s-policy base premium is tiered by the amount insured:
| Coverage band | Rate per $1,000 in that band |
|---|
| First $100,000 | $5.75 ($575 for $100,000) |
| Above $100,000 through $1 million | $5.00 |
| Above $1 million through $5 million | $2.50 |
| Above $5 million through $10 million | $2.25 |
| Above $10 million | $2.00 |
Example: $500,000 of coverage = $575 + (400 × $5) = $2,575. This is the standard base premium before any eligible reissue pricing or rebate. Search, settlement, endorsements, lender-policy charges and other applicable fees are separate; request an itemized quote.
Ask about reissue rates. For a qualifying resale of an improved home, a prior owner’s policy with an effective date less than three years before the new policy can qualify. Supply a copy to your closing provider. Eligible previously insured coverage is rated at $3.30 per $1,000 for the first $100,000 and $3.00 per $1,000 above that through $1 million; new coverage exceeding the prior policy amount uses original rates. This is a separate rate schedule, not a flat 30% discount. Other eligibility rules apply, including different treatment for refinances and certain unimproved property.
Ask about a Butler rebate, too. A title agent or agency may rebate some or all of its own share of the premium to the person paying it. Availability and amount vary by provider; a rebate is not automatic. Compare the full written closing quote.
Sources: Florida DFS title-insurance overview ↗ · Florida title-insurance rate rule ↗ · DFS rebate guidance ↗.
Also budget for a separate closing fee. Buyers and sellers commonly each pay a closing or settlement fee to the title company or attorney handling their side of the transaction, in addition to title insurance. Keith’s typical budgeting range is $400–$800 per party—often around $500 at a title company or $750 at a law firm. These are estimates, not fixed or required rates; the provider’s quote and contract determine the actual charges and who pays. Request an itemized estimate so you can distinguish the closing fee from title premiums and other costs.